Don’t judge me, but I'd been salivating over the latest, greatest smartphone since it was first rumored a few months ago. TV commercials began to run. I salivated. I pored over glowing reviews in the tech blogs, and salivated some more. I consulted my trusted gang of smartphone addicts/users, many of whom come to Metro Church (the church is a hospital, right?), and, well, they rendered a lukewarm verdict. But it wasn’t enough to tide the salivation.
The more I saw the TV commercials, read the blog posts, and cursed my current phone--which I’ve already run into the ground--the harder the wait became. Three days before the launch date, I broke down and went to the cell phone manufacturer's website--you know, just to do a little bit more research. Those schemers knew I was coming! Prominently displayed on their front page was the following: Get up to $300 for your phone when you upgrade to our new smartphone. Find out how much your phone is worth.
Of course, the trade-in calculator told me that my current phone was worth $65, not $300. But that was good enough incentive. Now, my dream phone would only set me back just $135. I could resist no longer. I clicked the PREORDER button and proceeded to select the color I wanted and the features and accessories. Then just before hit ORDER, a voice inside my head said, “Run this purchase by your wife.”
It was the last voice I wanted to hear--I mean the voice inside my head, and frankly, my wife’s, too. She doesn’t get it: Her phone is like that 10-year-old luxury sedan with only 50 000 miles on it; after one year, my sports car already has 100 000 miles on it, and is running on fumes. But I knew what she was going to say: “It’s not in the budget.”
Since we’ve began attending Financial Peace University (FPU) at Metro--it began in early May and concluded in July--we’ve been faithful to our budget--that “thing” that lets us tell our money where to go. We’ve been having a great time being good stewards, but on one this one purchase, I was sorely lacking in patience. And self-control.
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